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B115 words5 phrases

At the bank

Opening an account or simply withdrawing cash involves paperwork words you rarely meet in a course book but need on your very first visit.

Quick answer

Quiero abrir una cuenta corriente.

I would like to open a current account. Cuenta corriente is the everyday account, as opposed to a savings account.

The words

SpanishEnglish
el bancothe bank
la cuentathe account
la tarjetathe card
el cajero automáticothe cash machine
la comisiónthe fee
la transferenciathe transfer
el efectivothe cash
la nóminathe payslip
el saldothe balance
la firmathe signature
el préstamothe loan
la sucursalthe branch
el número de cuentathe account number
el recibothe direct debit
el justificantethe proof document

The phrases you will actually say

Quiero abrir una cuenta corriente.I would like to open a current account.
¿Cobran comisión por sacar dinero?Do you charge a fee for withdrawing money?
¿Puedo hacer una transferencia desde aquí?Can I make a transfer from here?
Necesito su documento de identidad y un justificante de domicilio.I need your identity document and proof of address.
El cajero no me devuelve la tarjeta.The cash machine is not giving my card back.

Worth knowing

Spanish bank branches keep short hours: most open around half past eight in the morning and close at about two in the afternoon on weekdays, and anything involving cash at the counter often stops even earlier. Turn up at four and you will find the door shut, which is why almost everything is done through the app. Fees matter more than in many countries: withdrawing from another bank’s cajero is routinely charged, so people are loyal to their own network of machines. If you are staying long term you will need a foreigner’s number, the NIE, to open an account, and you will hear the verb domiciliar, which means setting up a bill to be paid automatically from your account.

Practice

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Until roughly what time are most Spanish bank branches open on a weekday?

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